/* ===== RESET & BASE ===== */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --primary: #1a0a4e;
  --primary-mid: #2C1762;
  --accent: #4f46e5;
  --accent-light: #818cf8;
  --gold: #f59e0b;
  --gold-light: #fcd34d;
  --white: #ffffff;
  --off-white: #f1f5f9;
  --text-muted: #94a3b8;
  --glass-bg: rgba(255,255,255,0.05);
  --glass-border: rgba(255,255,255,0.1);
  --card-bg: rgba(44, 23, 98, 0.5);
  --gradient-hero: linear-gradient(135deg, #0f0726 0%, #1a0a4e 40%, #2C1762 100%);
  --gradient-accent: linear-gradient(135deg, #4f46e5, #7c3aed);
  --gradient-gold: linear-gradient(135deg, #f59e0b, #fcd34d);
  --shadow-lg: 0 25px 50px rgba(0,0,0,0.4);
  --shadow-glow: 0 0 40px rgba(79,70,229,0.3);
  --radius: 16px;
  --radius-sm: 8px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--primary);
  color: var(--white);
  overflow-x: hidden;
  line-height: 1.6;
}

/* ===== NAVBAR ===== */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1.2rem 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(15, 7, 38, 0.85);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--glass-border);
  transition: var(--transition);
}

.navbar.scrolled {
  padding: 0.8rem 5%;
  background: rgba(15, 7, 38, 0.98);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
}

.logo-icon {
  width: 40px; height: 40px;
  background: var(--gradient-accent);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; font-weight: 900; color: white;
}

.logo-text {
  font-size: 1.3rem;
  font-weight: 800;
  background: linear-gradient(135deg, #fff, var(--accent-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}

.nav-links a {
  color: var(--text-muted);
  text-decoration: none;
  font-size: 0.9rem;
  font-weight: 500;
  transition: var(--transition);
}

.nav-links a:hover { color: var(--white); }

.nav-cta {
  background: var(--gradient-accent) !important;
  color: white !important;
  padding: 0.6rem 1.4rem !important;
  border-radius: 50px !important;
  font-weight: 600 !important;
  box-shadow: 0 4px 15px rgba(79,70,229,0.4);
  transition: var(--transition) !important;
}

.nav-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(79,70,229,0.5) !important;
}

/* ===== HERO ===== */
.hero {
  min-height: 100vh;
  background: var(--gradient-hero);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 5% 80px;
}

.hero::before {
  content: '';
  position: absolute;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(79,70,229,0.15) 0%, transparent 70%);
  top: -200px; right: -200px;
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(245,158,11,0.08) 0%, transparent 70%);
  bottom: -100px; left: -100px;
  border-radius: 50%;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 4rem;
  max-width: 1200px;
  margin: 0 auto;
  width: 100%;
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--accent-light);
  margin-bottom: 1.5rem;
  backdrop-filter: blur(10px);
}

.hero-badge span { color: var(--gold); }

.hero-title {
  font-size: clamp(2.5rem, 5vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  margin-bottom: 1.5rem;
}

.hero-title .highlight {
  background: var(--gradient-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-subtitle {
  font-size: 1.1rem;
  color: var(--text-muted);
  margin-bottom: 2.5rem;
  line-height: 1.8;
  max-width: 480px;
}

.hero-buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--gradient-gold);
  color: #1a0a4e;
  padding: 1rem 2rem;
  border-radius: 50px;
  font-weight: 800;
  font-size: 1rem;
  text-decoration: none;
  transition: var(--transition);
  box-shadow: 0 8px 30px rgba(245,158,11,0.4);
}

.btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 15px 40px rgba(245,158,11,0.5);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--glass-bg);
  color: var(--white);
  padding: 1rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  border: 1px solid var(--glass-border);
  backdrop-filter: blur(10px);
  transition: var(--transition);
}

.btn-secondary:hover {
  background: rgba(255,255,255,0.1);
  transform: translateY(-3px);
}

/* ===== HERO CARD (right side) ===== */
.hero-visual {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.bank-card {
  width: 340px;
  background: linear-gradient(135deg, #4f46e5, #7c3aed);
  border-radius: 24px;
  padding: 2rem;
  box-shadow: var(--shadow-lg), var(--shadow-glow);
  position: relative;
  overflow: hidden;
  transform: rotate(-3deg);
  transition: var(--transition);
}

.bank-card:hover { transform: rotate(0deg) scale(1.03); }

.bank-card::before {
  content: '';
  position: absolute;
  width: 200px; height: 200px;
  background: rgba(255,255,255,0.08);
  border-radius: 50%;
  top: -80px; right: -80px;
}

.card-chip {
  width: 45px; height: 35px;
  background: var(--gradient-gold);
  border-radius: 8px;
  margin-bottom: 1.5rem;
}

.card-number {
  font-size: 1.2rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  margin-bottom: 1.5rem;
  color: rgba(255,255,255,0.9);
}

.card-info {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
}

.card-label { font-size: 0.65rem; color: rgba(255,255,255,0.6); text-transform: uppercase; }
.card-value { font-size: 0.9rem; font-weight: 600; }

.card-logo {
  font-size: 2rem;
  font-weight: 900;
  color: rgba(255,255,255,0.3);
}

.floating-badge {
  position: absolute;
  background: white;
  color: var(--primary);
  border-radius: 12px;
  padding: 0.8rem 1rem;
  box-shadow: var(--shadow-lg);
  font-weight: 700;
  font-size: 0.85rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  animation: float 3s ease-in-out infinite;
}

.floating-badge.badge-1 { top: -20px; right: -20px; }
.floating-badge.badge-2 { bottom: -20px; left: -30px; animation-delay: 1.5s; }
.badge-dot { width: 8px; height: 8px; border-radius: 50%; background: #10b981; }

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* ===== STATS BAR ===== */
.stats-bar {
  background: rgba(255,255,255,0.04);
  border-top: 1px solid var(--glass-border);
  border-bottom: 1px solid var(--glass-border);
  padding: 2.5rem 5%;
}

.stats-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.stat-number {
  font-size: 2.2rem;
  font-weight: 900;
  background: var(--gradient-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.stat-label { font-size: 0.85rem; color: var(--text-muted); margin-top: 0.3rem; }

/* ===== FEATURES ===== */
.features {
  padding: 6rem 5%;
  background: var(--gradient-hero);
}

.section-header {
  text-align: center;
  max-width: 600px;
  margin: 0 auto 4rem;
}

.section-tag {
  display: inline-block;
  background: rgba(79,70,229,0.2);
  color: var(--accent-light);
  border: 1px solid rgba(79,70,229,0.3);
  padding: 0.3rem 1rem;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.section-title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  margin-bottom: 1rem;
  line-height: 1.2;
}

.section-subtitle { color: var(--text-muted); font-size: 1rem; }

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  max-width: 1200px;
  margin: 0 auto;
}

.feature-card {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius);
  padding: 2rem;
  backdrop-filter: blur(10px);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(79,70,229,0.05), transparent);
  opacity: 0;
  transition: var(--transition);
}

.feature-card:hover { transform: translateY(-5px); border-color: rgba(79,70,229,0.4); }
.feature-card:hover::before { opacity: 1; }

.feature-icon {
  width: 56px; height: 56px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.2rem;
}

.icon-purple { background: rgba(79,70,229,0.2); }
.icon-gold { background: rgba(245,158,11,0.2); }
.icon-green { background: rgba(16,185,129,0.2); }

.feature-title { font-size: 1.1rem; font-weight: 700; margin-bottom: 0.6rem; }
.feature-desc { color: var(--text-muted); font-size: 0.9rem; line-height: 1.7; }

/* ===== HOW IT WORKS ===== */
.how-it-works {
  padding: 6rem 5%;
  background: rgba(0,0,0,0.2);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 40px; left: 12%; right: 12%;
  height: 2px;
  background: linear-gradient(90deg, var(--accent), var(--gold));
  z-index: 0;
}

.step-item {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-num {
  width: 80px; height: 80px;
  border-radius: 50%;
  background: var(--gradient-accent);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  font-weight: 900;
  margin: 0 auto 1.2rem;
  box-shadow: 0 8px 25px rgba(79,70,229,0.4);
}

.step-title { font-size: 1rem; font-weight: 700; margin-bottom: 0.5rem; }
.step-desc { color: var(--text-muted); font-size: 0.85rem; }

/* ===== CTA SECTION ===== */
.cta-section {
  padding: 6rem 5%;
  background: var(--gradient-hero);
  text-align: center;
}

.cta-box {
  max-width: 700px;
  margin: 0 auto;
  background: linear-gradient(135deg, rgba(79,70,229,0.2), rgba(124,58,237,0.2));
  border: 1px solid rgba(79,70,229,0.3);
  border-radius: 24px;
  padding: 4rem 3rem;
  backdrop-filter: blur(20px);
  position: relative;
  overflow: hidden;
}

.cta-box::before {
  content: '';
  position: absolute;
  width: 300px; height: 300px;
  background: radial-gradient(circle, rgba(79,70,229,0.15), transparent 70%);
  top: -100px; right: -100px;
  border-radius: 50%;
}

.cta-box h2 { font-size: 2.5rem; font-weight: 900; margin-bottom: 1rem; }
.cta-box p { color: var(--text-muted); margin-bottom: 2rem; font-size: 1.05rem; }

/* ===== FOOTER ===== */
.footer {
  background: #0a0418;
  border-top: 1px solid var(--glass-border);
  padding: 3rem 5% 2rem;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
}

.footer-brand p { color: var(--text-muted); font-size: 0.9rem; margin-top: 1rem; max-width: 260px; line-height: 1.7; }

.footer-col h4 { font-size: 0.9rem; font-weight: 700; margin-bottom: 1rem; color: var(--white); }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 0.6rem; }
.footer-col ul li a { color: var(--text-muted); text-decoration: none; font-size: 0.85rem; transition: var(--transition); }
.footer-col ul li a:hover { color: var(--accent-light); }

.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 2rem;
  border-top: 1px solid var(--glass-border);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-bottom p { color: var(--text-muted); font-size: 0.8rem; }
.footer-badges { display: flex; gap: 0.8rem; }

.footer-badge {
  background: var(--glass-bg);
  border: 1px solid var(--glass-border);
  border-radius: 6px;
  padding: 0.3rem 0.7rem;
  font-size: 0.7rem;
  color: var(--text-muted);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; text-align: center; }
  .hero-visual { display: none; }
  .hero-subtitle { margin: 0 auto 2.5rem; }
  .hero-buttons { justify-content: center; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ==============================
   FORM PAGE STYLES
   ============================== */

.form-page {
  min-height: 100vh;
  background: var(--gradient-hero);
  padding: 100px 5% 60px;
  position: relative;
  overflow: hidden;
}

.form-page::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(79,70,229,0.12) 0%, transparent 70%);
  top: -100px; right: -100px;
  border-radius: 50%;
  pointer-events: none;
}

.form-page::after {
  content: '';
  position: absolute;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(245,158,11,0.06) 0%, transparent 70%);
  bottom: 0; left: -100px;
  border-radius: 50%;
  pointer-events: none;
}

.form-container {
  max-width: 780px;
  margin: 0 auto;
  position: relative;
  z-index: 2;
}

/* ===== FORM HEADER ===== */
.form-header {
  text-align: center;
  margin-bottom: 2.5rem;
}

.form-header .section-tag { margin-bottom: 0.8rem; }

.form-header h1 {
  font-size: clamp(1.8rem, 3.5vw, 2.4rem);
  font-weight: 900;
  margin-bottom: 0.6rem;
}

.form-header p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* ===== PROGRESS STEPS ===== */
.progress-wrapper {
  margin-bottom: 2.5rem;
}

.progress-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  margin-bottom: 1rem;
}

.progress-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  flex: 1;
}

.step-circle {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--glass-bg);
  border: 2px solid var(--glass-border);
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-muted);
  transition: var(--transition);
  position: relative;
  z-index: 2;
}

.step-circle.active {
  background: var(--gradient-accent);
  border-color: var(--accent);
  color: white;
  box-shadow: 0 0 20px rgba(79,70,229,0.5);
}

.step-circle.done {
  background: #10b981;
  border-color: #10b981;
  color: white;
}

.step-label {
  font-size: 0.7rem;
  color: var(--text-muted);
  margin-top: 0.4rem;
  text-align: center;
  font-weight: 500;
  white-space: nowrap;
}

.step-label.active { color: var(--accent-light); }
.step-label.done { color: #10b981; }

.step-line {
  flex: 1;
  height: 2px;
  background: var(--glass-border);
  margin-top: -22px;
  z-index: 1;
  transition: var(--transition);
}

.step-line.done { background: #10b981; }
.step-line.active { background: var(--accent); }

/* ===== FORM CARD ===== */
.form-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid var(--glass-border);
  border-radius: 24px;
  padding: 2.5rem;
  backdrop-filter: blur(20px);
}

/* ===== FORM SECTIONS ===== */
.form-section { display: none; }
.form-section.active { display: block; animation: fadeSlide 0.4s ease; }

@keyframes fadeSlide {
  from { opacity: 0; transform: translateX(20px); }
  to   { opacity: 1; transform: translateX(0); }
}

.section-heading {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  margin-bottom: 1.8rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--glass-border);
}

.section-heading-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem;
}

.section-heading h2 {
  font-size: 1.2rem;
  font-weight: 800;
}

.section-heading p {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ===== FORM FIELDS ===== */
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.2rem;
  margin-bottom: 1.2rem;
}

.form-row.single { grid-template-columns: 1fr; }
.form-row.triple { grid-template-columns: 1fr 1fr 1fr; }

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.form-group input,
.form-group select {
  background: rgba(255,255,255,0.06);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius-sm);
  padding: 0.85rem 1rem;
  color: var(--white);
  font-size: 0.95rem;
  font-family: 'Inter', sans-serif;
  transition: var(--transition);
  outline: none;
  width: 100%;
}

.form-group input::placeholder { color: rgba(255,255,255,0.2); }

.form-group input:focus,
.form-group select:focus {
  border-color: var(--accent);
  background: rgba(79,70,229,0.1);
  box-shadow: 0 0 0 3px rgba(79,70,229,0.15);
}

.form-group select option { background: #1a0a4e; color: white; }

/* ===== SUB SECTION ===== */
.sub-section {
  background: rgba(0,0,0,0.2);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius);
  padding: 1.5rem;
  margin-top: 1.5rem;
}

.sub-section-title {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 1.2rem;
  color: var(--accent-light);
}

/* ===== CARD VISUAL ===== */
.card-preview {
  background: linear-gradient(135deg, #4f46e5, #7c3aed);
  border-radius: 16px;
  padding: 1.5rem;
  margin-bottom: 1.5rem;
  position: relative;
  overflow: hidden;
  min-height: 120px;
}

.card-preview::before {
  content: '';
  position: absolute;
  width: 150px; height: 150px;
  background: rgba(255,255,255,0.07);
  border-radius: 50%;
  top: -60px; right: -40px;
}

.card-preview-chip {
  width: 35px; height: 26px;
  background: var(--gradient-gold);
  border-radius: 5px;
  margin-bottom: 1rem;
}

.card-preview-num {
  font-size: 1rem;
  letter-spacing: 0.18em;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  margin-bottom: 0.8rem;
}

.card-preview-info {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
}

.card-preview-info span { color: rgba(255,255,255,0.6); font-size: 0.65rem; display: block; }

/* ===== FORM NAV BUTTONS ===== */
.form-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--glass-border);
}

.btn-back {
  background: var(--glass-bg);
  color: var(--text-muted);
  border: 1px solid var(--glass-border);
  padding: 0.85rem 1.8rem;
  border-radius: 50px;
  font-size: 0.9rem;
  font-weight: 600;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  transition: var(--transition);
}

.btn-back:hover { color: var(--white); background: rgba(255,255,255,0.08); }

.btn-next {
  background: var(--gradient-accent);
  color: white;
  border: none;
  padding: 0.85rem 2.2rem;
  border-radius: 50px;
  font-size: 0.95rem;
  font-weight: 700;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  transition: var(--transition);
  box-shadow: 0 6px 20px rgba(79,70,229,0.4);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.btn-next:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(79,70,229,0.5); }

.btn-submit {
  background: var(--gradient-gold);
  color: #1a0a4e;
  border: none;
  padding: 0.85rem 2.2rem;
  border-radius: 50px;
  font-size: 0.95rem;
  font-weight: 800;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  transition: var(--transition);
  box-shadow: 0 6px 20px rgba(245,158,11,0.4);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.btn-submit:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(245,158,11,0.5); }

/* ===== SECURE BADGE ===== */
.secure-notice {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  margin-top: 1.5rem;
  color: var(--text-muted);
  font-size: 0.78rem;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 600px) {
  .form-row { grid-template-columns: 1fr; }
  .form-row.triple { grid-template-columns: 1fr; }
  .form-card { padding: 1.5rem; }
  .step-label { display: none; }
}